Account and Personal Data Deletion
Last updated: October 2026
You may request closure of your Wealth Gullak digital account and deletion of personal data that FutureGraph is not required to retain.
8.1 How to request deletion
- Use the account deletion/privacy control in the Wealth Gullak app, where available; or
- email privacy@wealthgullak.com from your registered email address with the subject "Account / Data Deletion Request".
To protect your account, we will verify the request using information already associated with your account. Do not send your password, OTP or full Aadhaar details.
8.2 What may be deleted
After verification and approval, personal data that is no longer needed and is not subject to a legal or regulatory retention requirement may be deleted or irreversibly anonymised. We will process an eligible deletion request within the period required by applicable law and will inform you if additional verification or a legal retention requirement affects the request.
8.3 What may need to be retained
Certain records may need to remain restricted and retained for the applicable statutory period, including KYC, investment/transaction, audit, security, consent, legal, tax or dispute records. Closing the app account does not cancel or erase underlying investments, folios, deposits, insurance contracts or records held independently by AMCs, RTAs, BSE, banks/NBFCs, Fixerra, InvestValue or another product provider.
8.4 Backups
Deleted data may remain in protected backup copies until those backups expire through the normal rolling backup cycle. Such backup data is not used for ordinary customer servicing and is subject to access restrictions.
We will use the details submitted in this request to verify your identity, locate the relevant account/data and respond to the request. Please do not submit passwords, OTPs or full Aadhaar details. Some financial, KYC, transaction, audit or cybersecurity records may need to be retained even after account closure or a deletion request where required by law.